Jennie L. Phipps

I'm a long-time word wrangler who spent years in the newspaper business before becoming a Lone Ranger. For the last 20 years, I've published, a subscription newsetter and online community that helps independent writers and editors market themselves. I specialize in writing about retirement, insurance, real estate and other financial topics. I'm a Gulf Coast woman with homes in both Florida and New Orleans. Contact me @ editor (at)

How Life Insurance Helped Me Get on With Living

Who really needs life insurance later in life? By the time we were in our 50s, I thought we probably didn't need much if any life insurance. When I was younger — and had young children and sizable debts, including a large mortgage — the reasons to buy life insurance were crystal clear to me. But after our children were grown, we experienced some financial success and could afford to build a dream house on the lake and buy a boat to go with it. Life insurance didn't seem important to m

Dealing With A Disaster And Your Insurance Company | .com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact

How to control the high cost of a hip or knee replacement

Some 50 years ago, fans were rocking to "Twist and Shout." These days, the same crowd is rolling on over to orthopedic surgeons for hip and knee replacements. Medicare recently reported that in 2014, it paid for more than 400,000 of these operations, which cost more than $7 billion for the hospitalizations alone. The average cost for these procedures, including hospitalization and recovery, ranged from $16,500 to $33,000, depending on geographic location. If you are contemplating one of these

Is Concierge Health Care Right for You?

My friend Fran and her husband were vacationing in a remote part of Canada when she swallowed a piece of chicken and it got stuck in her throat. She could breathe, but the chicken just wouldn’t go down. As time passed, she got more and more concerned — verging on panicky. By 10 p.m., the chicken was still stuck, and she and her husband didn’t know what to do. So, she called her concierge doctor in Florida. He took her call — immediately. He asked a few questions, calmed her down, and then searc

Smart, Simple Devices Offer Do-it-Yourself Home Security

After I had house guests who locked themselves out and then climbed in through the window, I bought myself a smart lock — and an old-fashioned bolt for the window. A smart lock is a simple introduction to do-it-yourself, or DIY, security. Installing and using one doesn’t require being a technological genius, and they are light years ahead of the days of calling a locksmith to change the locks when a relationship went bad. My smart lock is — well, smart. It can be opened remotely or up close us